Let James Lott help you to your new home. A mortgage and loan professional for more than 30 years, James will help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property.

Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, James can help you before you ever make an offer on a property. James can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Jim will help you consider all your options so you can concentrate on making the best decision for your needs.

The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional like James in your corner. Contact James Lott today at 817.994.9411 and let’s get started making your home-ownership dream come.

- First-Time Homebuyers

- Self Employed Borrowers

- FHA, Conventional, VA, USDA & Jumbo Loans

"Jim was fantastic throughout the entire escrow process. He was detailed, organized, and made sure we stayed on track the entire time. I wouldn't hesitate recommending Jim to anyone, he is a fantastic lender!" - Christopher W. | Business Partner

"Mr. Lott is a true professional!  He was amazing in making us feel comfortable in the purchase of our new home. He appeared to work with although it was a complicated loan qualification. " - Gwendolyn  | Customer

"This man is the G.O.A.T. when it comes to lending. Look no further if you're buying a property." - Tom J. | Business Partner

"Jim was very helpful throughout my buying process. He was also very professional in the way he was dealing with us. I therefore will recommend him to my family members, friends and anyone i can come across." - Awa B. | Customer

Independent Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Independent Financial is a trademark of Independent Bank.  NMLS #411428. Equal Housing Lender.